Women Only Car Insurance

Just For Women Car Insurance « insurance-llc.com

Just For Women Car Insurance

Unfortunately for men, it would seem the reason they are penalized on their auto insurance rates is because they are involved with more claims than females drivers. The reasons for this are not definitive but point towards a few recognized facts such as the speed at which women are more likely to drive, plus they are less likely to drive sports vehicles.

Accidents rates are mostly lower and this is why auto insurance suppliers are able to give preferential rates to females drivers as they do not claim as frequently as men. Men are also more likely to make bigger claims on their insurance and even though the risks faced by females drivers are the same, their claims are almost invariably lower. Men on the other hand will often pay a third more than a woman driving a similar vehicle even if all other facts were equal.

There is also the fact that damage to vehicles driven by women is not as bad owing to the speed they travel at thus the price of repairs is generally lower and so subsequent premiums are also lower. Whereas, highway accidents where the drivers are male often result in more damage to property and other vehicles as their speed is higher which means the insurance firm has to pay out more. Women are even thought to be a better risk even when they have only just passed their driving test.

Some automobile insurance firms specialize in automobile insurance for lady drivers and will only insure females; they will not even insure a woman who wants to put her husband on the same auto insurance policy. In these circumstances they have to think about the husbands high risk factors as well and they would rather choose two females on the policy as it means providing less risk overall, meaning the insurance premiums will be lower.

These companies may exist with a lower profit margin than most large insurance firms but they are able to attract many customers to make up for the shortfall in individual premium shortfalls. For many women, it is now quite normal to arrange automobile insurance that also provides legal protection in the event of claims. It is always possible to obtain further reductions in the premium by fitting anti-theft devices and parking in a secure garage when not in use.

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Unemployment Extension: Faces of the Affected

Christine RePinec was among the more than 150,000 Texans to stop receiving unemployment checks since Congress allowed extended benefits to expire in June.

That the renewal seems imminent is a relief — now the Austin, Texas resident can replace her busted air conditioner.

RePinec was laid off from a semiconductor firm where she worked in communications and marketing a year ago and had been relying on her weekly $392 unemployment checks to pay for items such as food and car insurance, she said. She’s been tapping her savings to pay the bills since the checks stopped coming in early June.

“It’s like the good old days were when I would spend $25 and not even think about it,” RePinec said. “Now when I’m going to spend $25 I really need to think about what it is…whether it’s essential to my living.”

That’s why she’s held off on the AC, which will cost upwards of $500 to fix, not knowing whether Congress would restart her unemployment checks.

Emerald Car Insurance

A parody of "women only" car insurance adverts. Starring Comedienne Luisa Omielan. Written by Imran Yusuf. Camera and Edit by Mark ...

Women Only Car Insurance- News


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